Terms of Service

1. Operator

Cash Reveal (“Cash Reveal,” “we,” “us,” or “our”) is a personal finance application operated by Gustavo Benavides.

If you have questions regarding these Terms, you may contact us at: support@cashreveal.app

2. Eligibility

You must be at least 13 years old to use the Service.

By using the Service, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms.

3. Description of the Service

Cash Reveal is a personal finance tool that helps users visualize and understand financial activity.

The Service may provide transaction displays, spending summaries, account information, financial visualizations, categorizations, and related features.

The Service is currently offered free of charge.

We reserve the right to modify, suspend, discontinue, or introduce new features, including paid features, subscriptions, or premium offerings, at any time.

4. No Financial Advice

Cash Reveal is a software tool only.

Cash Reveal:

• Is not a bank
• Is not a financial institution
• Is not a broker-dealer
• Is not an investment adviser
• Is not a tax adviser
• Is not a legal adviser

Nothing provided through the Service constitutes financial, investment, tax, accounting, or legal advice.

Any information, visualizations, categorizations, insights, calculations, or summaries provided by the Service are for informational purposes only.

You are solely responsible for any financial decisions you make.

5. Third-Party Services

The Service may integrate with third-party providers, including Plaid and other financial connectivity providers.

By connecting financial accounts through the Service, you authorize those providers to access and transmit account information in accordance with their own terms and privacy policies.

We do not control and are not responsible for the services, policies, availability, accuracy, or security practices of third-party providers.

6. User Responsibilities

You agree to use the Service only for lawful purposes.

You may not:

• Violate any applicable law or regulation
• Attempt unauthorized access to the Service
• Interfere with the operation of the Service
• Reverse engineer, copy, modify, or exploit the Service except as permitted by law
• Use the Service for fraudulent, deceptive, or harmful activities

7. Future Accounts and Features

The Service may currently be available without account registration.

We reserve the right to require account creation, identity verification, or authentication methods such as Sign in with Apple in the future.

Additional terms may apply to future features.

8. Future Paid Services

Cash Reveal is currently free to use.

We reserve the right to offer paid services, subscriptions, premium features, or other monetized offerings in the future.

If paid services are introduced:

• Pricing will be disclosed before purchase
• Additional terms may apply
• Users will not be charged without their consent

9. Intellectual Property

The Service, including all software, designs, interfaces, branding, logos, graphics, text, and related content, is owned by Cash Reveal or its licensors and is protected by applicable intellectual property laws.

These Terms do not grant you ownership of any intellectual property rights.

You receive only a limited, non-exclusive, revocable right to use the Service in accordance with these Terms.

10. Service Availability

The Service is provided on an “as available” and “as is” basis.

We do not guarantee that the Service will be uninterrupted, error-free, secure, or available at all times.

We may modify, suspend, or discontinue any part of the Service without notice.

11. Disclaimer of Warranties

To the fullest extent permitted by law, the Service is provided without warranties of any kind, whether express or implied.

We disclaim all warranties, including warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy.

We do not guarantee the accuracy, completeness, reliability, or availability of any information presented through the Service.

12. Limitation of Liability

To the fullest extent permitted by law, Cash Reveal and its operator shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to the Service.

This includes, without limitation:

• Financial losses
• Lost profits
• Investment losses
• Tax consequences
• Data loss
• Business interruption
• Damages arising from third-party providers

Your use of the Service is at your own risk.

13. Indemnification

You agree to defend, indemnify, and hold harmless Cash Reveal and its operator from and against any claims, liabilities, damages, losses, and expenses arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of applicable law
• Your infringement of any third-party rights

14. Termination

We may suspend or terminate access to the Service at any time, with or without notice, for any reason, including violations of these Terms.

15. Governing Law

These Terms shall be governed by and construed under the laws of the State of New York, without regard to conflict-of-law principles.

Any dispute arising out of or relating to these Terms or the Service shall be resolved exclusively in the state or federal courts located in New York.

16. Changes to These Terms

We may update these Terms from time to time.

Updated versions will be posted on this page with a revised “Last Updated” date.

Your continued use of the Service after changes become effective constitutes acceptance of the revised Terms.

17. Contact

For questions regarding these Terms, please contact: support@cashreveal.app